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A close up of a toddler girl from Guatemala. She wears a big smile and a purple, blue, and teal shirt. Her eyes shine bright at the camera.

Transform Lives through Your IRA

When you give through your IRA, you can make an immediate difference in the life of a child while also receiving valuable tax benefits.

A Tax-Smart Way to Bring Hope and Healing to Vulnerable Children

If you are 70½ or older,
you are eligible to make a
Qualified Charitable Distribution (QCD)
directly from your
IRA to Love Without Boundaries,
supporting life saving surgeries, family-based care, education,
healing homes, nutrition, and more.

If you are 73 or older, your IRA gift can also satisfy all or part of your
Required Minimum Distribution (RMD).

Ways Your IRA Gift
Helps Children

Your IRA gift directly supports:

Lifesaving pediatric surgeries and urgently needed medical interventions

Nutritional support for children facing severe malnutrition

Family-based foster care that provides safety, love, and stability

Scholarships for impoverished children who need access to education

A Ugandan school-aged girl stands in front of a tree. She smiles and wears a white dress with an intricate pattern of red beads and a red sash at the waist
A Chinese baby is on a bed covered with a teal blanket with designs of red roses. He crawls toward and looks at the camera. He wears a red thread on his wrist.

Potential Tax Benefits

• QCDs do not count as taxable income, which may lower your overall tax burden

• May help you avoid a higher tax bracket

• Can reduce Medicare premiums tied to income

• No need to itemize to receive the benefit

• May reduce the size of your taxable estate

Your generosity
brings real hope, healing, and refuge
to vulnerable children around the world.

An elementary-aged Ugandan boy stands outdoors amongst trees. He smiles with a front tooth missing and holds a large heart crafted from purple paper.

How to Make a Qualified Charitable Distribution (QCD)

1. Contact your IRA administrator (Fidelity, Schwab, Vanguard, TIAA, etc.).

2. Request a QCD to be sent directly to LWB.

3. Provide the following details:
Legal Name: Love Without Boundaries Foundation
EIN: 06-1710161
Address: 7901 4th St N Ste 8144, Saint Petersburg, FL 33702

4. Specify the amount you would like to contribute (up to $105,000 annually).

5. Ask your administrator to include your name and contact information.

6. Notify us at info@lwbkids.org so we can track and acknowledge your gift.

Two Cambodian girls in their blue school uniform sit together in a crowded covered outdoor sitting area. They laugh with big smiles while looking at the camera.

How to Use Your IRA Gift to Meet Your Required Minimum Distribution (RMD)

1. Contact your IRA administrator and request that part or all of your RMD be distributed as a QCD to Love Without Boundaries.

2. Ensure the QCD is sent directly from your IRA to LWB.

3. Confirm with your administrator that the gift will apply to this year’s RMD.

This simple step provides hope to vulnerable and impoverished children in need of help, while potentially reducing the amount of taxable income reported for the year.

Help us spread the word.

Spread awareness
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Interested in
Other Smart Ways to Give?

Fulfilling your RMD by making a QCD from your IRA is just one tax-savvy way to give. Here are other ways to make an impact that are also advantageous to you:

Designate LWB as a beneficiary to your non-probate assets to ensure a fast transfer of ownership of those assets.

• Avoid the capital gains tax when you
donate appreciated stocks;

• Receive an immediate tax benefit by giving through your
Donor Advised Fund (DAF); or

Extend your legacy by including LWB in your will or living trust.

CLICK FOR MORE DETAILS ON HOW TO GIVE

The information provided here is for general informational purposes only and should not be considered as financial, legal, or tax advice. Please consult with a qualified financial professional for personalized guidance.

We are here to help.

For questions, assistance,
or to let us know a gift is on the way,
please email us at
info@lwbkids.org.
Thanks so much!

Frequently asked questions

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